Insurance companies need to have effective tools to assess the risk for their clients. Such calculations seem to be natural in the case of all financial institutions. As we know, credit scores are very helpful in predicting risk and evaluating a client’s creditworthiness, so insurance companies found it very useful also in their work. Therefore, […]

Fact no. 1: All people should have life insurance. Hence, Obamacare, which was supposed to provide insurance for all Americans, was created. Fact no.2: The result is that the middle class has gained nothing from this program (unless penalties for not being insured count). What can you do if you find it a bit difficult […]

Probably most of us understand how this whole life insurance idea works: you think in advance and pay regularly, so as to provide financial help for your family after your death. We also usually realize that it is worthwhile, since nobody has the ability to predict what can happen tomorrow. But there is yet another […]

The sad truth is that people die, and usually death comes unplanned and unexpected. If there is someone who will suffer after your death, it is definitely a good idea to take care of proper life insurance to provide funds for your family. This so called “death benefit” comes with financial help in case you […]