FEATURES
 
POLICYHOLDER ADVOCATE (newsletter)
 
POA Position Statement 
  
Just for Laughs
 
Update Your Email Address
   
  Full Member Sign In
  
  Free Members Sign In
  
  Not A Member: Join POA!
  
  Join As A Free Member
  
  Cool Books
   
  Discounted Lab Work   
     (mycotoxin testing)

  
  Search Our Documents  
  
  POA Approved Contractors
  
  Earn Money as a Hurricane
  Chaser
   
 
  Weekly Editorial
  
  Message To Insurers
  
  Healthcare Issues to Watch
  
  Contact Policyholders
  of America
 
  Email Link: Info@

NEWS

stories that affect you!
Insurance industry news
 
Insurance industry news
 

  

 

 

  

  

 

 

 

HomePresident's MessageWhat Is Bad FaithPolicyholder Duties
When A Claim Goes Bad
Frequently Asked QuestionsMedicalLegal LibraryLegislative Corner


POA CONTRACTOR PLEDGE
Contractor and Subcontractor Pledge

POA is proud to refer its members to a variety of contractors (general contractors, plumbers, roofers, etc…) who pledge to follow ethical guidelines as set forth by POA.

The following is the pledge we ask each and every contractor to sign and send back to us if they want to be placed on our referral list. The signed pledge is posted for each and every contractor executing the pledge.

THE PLEDGE TO UPHOLD PROFESSIONAL AND ETHICAL CONDUCT:

As a professional contractor, I pledge to not minimize or overstate the repairs required, for any job referred to me by POA.

As a professional contractor, I pledge to price the repairs in a fair and consistent manner on any POA-referred job.

As a professional contractor, I pledge to provide a time schedule for work to begin and an estimated completion date.

As a professional contractor, I pledge to disclose in writing, to a POA-referred homeowner, if any restrictions have been placed on me by an insurer or other party involved and describe in writing any such restrictions. (This includes but is not limited to situations where the insurer refuses to replace items with lesser quality and/or cheaper items.)

As a professional contractor, I pledge to provide the policyholder with a true and correct copy of the estimate for repairs/replacement which will include a statement from me and/or my company about the cause of the damage if the POA-homeowner requests it. I will instruct my personnel what is typically covered and what is not covered by the homeowners policy. Covered perils typically include wind damage, driving rain, sudden (not chronic) water leaks from pipes and appliances, etc… Perils typically not covered by the policy include wear and tear, chronic (long term) leaks, rising flood water from rain or storm surge, installation defects, construction defects, etc…. I understand that State Farm policies now contain language that is known as an “Anti-Concurrent clause” which means that if a portion of the damage sustained is covered but the other portion of the damage is not covered, State Farm will not cover any of the damage.

As a professional contractor, on POA-referred jobs, I pledge to adhere to the most stringent published industry standards for the work to be performed.

As a professional contractor, I pledge to stay within the areas of my expertise and training and not venture out of that area(s) on jobs referred to me or my company by POA.

It is understood that POA receives no compensation for its referrals.

It is understood that POA does not accept any full memberships from anyone other than homeowners and their legal representatives and I am hereby representing that I am not a full member of POA.

It is also understood that if more than two POA members have issued formal complaints to POA about my services and POA has reason to believe those complaints are legitimate, I (or my company) may be taken off of the POA referral list until further notice. POA will extend me (or my company) the opportunity to appeal the decision to halt referrals.

POA referrals are provided within a geographic area and the geographic region in which you operate must be provided.

The undersigned is duly authorized to enter into this pledge on behalf of the company named below:

______________________________ ______________________________
Company Name Title
______________________________ ______________________________
Date  Signature

Other:

1. Please provide a brief description of services performed: __________________________________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________

2. Territory Covered:
__________________________________________________________________________________

3. Telephone Number for POA Members To Call:
__________________________________________________________________________________

4. Email Address:
__________________________________________________________________________________

5. Website (if applicable):
__________________________________________________________________________________

6. Charge for Estimates (if applicable):
__________________________________________________________________________________

7. Any Other Details:
__________________________________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________

Fax the filled out form and other information to: 888-648-8823. 

Thank you.

Melinda Ballard, Policyholders of America

 

www.policyholdersofamerica.org

Click Here For PDF Click Here For Word Doc

 

 

©2001-2007 Policyholders of America, Inc. All Rights Reserved.